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GoFreeCredit.com
Get your free credit report, explanation of your current
score, listing of debts, details on who has viewed your
report, unlimited access for 60 days, and more.
Equifax
Unlimited Access It's $12.95 a month for unlimited
access to your credit report - no gimmicks and nothing
else to sign up for or cancel!
CreditReporting.com Order a 3-bureau credit report ONLY for $34.90. SEE what's in your report TODAY to insure 100%
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contain errors that may affect your rating!
If
you have been denied credit, employment, or insurance in the past
sixty days based on the information in a credit report, you are
automatically entitled to a copy of your report from the agency that
issued it for free. It's the law in all states that when you are
denied any opportunity based on your credit, you must be notified by
the agency that turned you down and given the information you need to
obtain your free report. In some situations, a free report will
be issued
if you are a welfare recipient, unemployed but planning to seek
employment in the next ninety days, or you believe you are a victim of
fraud. It normally takes between five to ten days to receive your
report by mail.
(Please visit
the "Choosing Credit Cards" page for several companies
that will accept or deny you instantly credit based on your credit
history. If they deny you, you may get a free report simply by calling
a 1-800 number).
If you have not been denied credit the
past 60 days, and you still wish to pay the credit bureau for a copy
of your credit report, you can do so by contacting each credit bureau
directly. The customary charge for one report is about $8 - $9 per
bureau.
Get the FAQs:
Credit
Reporting Questions and Answers
The
Fair Credit Reporting Act (Follow
THIS alternative link if the first is down)
Fair
Debt Collection Practices Act
To contact a credit
bureau directly:
Experian National Consumer Assistance Center
P.O. Box 9595
Allen, TX 75013-0036 1-888-397-3742
Trans
Union LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
1-800-888-4213
Equifax
Equifax Credit Information
Services, Inc.,
PO Box 740241
Atlanta, GA 30374 1-800-685-1111
If you are a resident of Vermont, Maryland, Georgia,
Massachusetts, Colorado, or New Jersey, you are entitled to a free credit report
once a year (Georgia allows you a free report twice a year). If you live in one of these states, you can call
the credit bureau directly using the toll-free numbers provided to request your complimentary
credit report.
